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CARECREDIT
- "Patient Payment Plans"
No Interest
and Extended Patient Payment Plans
CareCredit, the leader in patient/client financing,
has helped more than 3 million patients/clients
get the treatment or procedures they needed and
wanted. With a comprehensive range of plan options,
for treatment or procedure fees from $1 to over
$25,000, Creditcare offers a plan and a low monthly
payment to fit comfortably into almost every budget.
CareCredit provides patient/client payment plans
for Periodontal treatments.
CareCredit is a flexible patient/client payment
program, specifically designed for healthcare
expenses, that makes it easier for you to get
the treatment or procedures you want and need.
CareCredit is ideal for co-payments, deductibles,
treatment and procedures not covered by insurance,
and can be used at over 45,000 practices nationwide.
How can CareCredit help me get the treatment or
procedure I want?
CareCredit lets you begin your treatment or procedure
immediately—then pay for it over time with low
monthly payments that are easy to fit into your
monthly budget. Click here to use our payment
calculator.
What type of payment
plans do you offer?
CareCredit offers a full range of No Interest
and Extended Payment Plans for treatment fees
from $1 to over $25,000. Please note: All plans
may not be available at all healthcare providers.
To find out which plans are available in your
provider's practice, be sure to speak with the
Office Manager or Financial Coordinator.
No Interest Payment Plans
3, 6, 12, & 18 month plan options
No interest if the balance is paid within the
specified time period
Low minimum monthly payments
Extended
Payment Plans
24, 36, & 48 month plan options
For treatment fees from $1,000 to over $25,000
9.90% interest rate
Monthly payments as low as $25 for a $1,000 fee
balance
With CareCredit, you pay no up-front costs, no
pre-payment penalties and no fees. Plus, CareCredit
is a revolving credit line for additional treatment
or add-on charges, without the need to re-apply.
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HOW
DO I GET STARTED WITH CARECREDIT?
Applying for CareCredit is as quick and easy as
option 1 or 2:
1. If you are at the
offices of Dr. Pichak Kelk: Simply
ask and complete the short application provided
by Dr. Pichak Kelk for CareCredit. A staff member
will submit your application and you will know
within minutes if you qualify. Once qualified,
you can begin treatment immediately.
2. Apply online yourself:
"Click
here" to use CareCredit's secure
online application and you will receive a decision
in seconds! Simply fill out the application, submit
the app, and wait online for your decision to
appear. Once you receive the decision, print out
your response and present it, along with 2 forms
of identification, to your healthcare provider.
You will receive a CareCredit
card in the mail, which you can use at thousands
of providers, including dental, ophthalmology,
veterinary, audiology, chiropractic, hair restoration,
and other healthcare practices nationwide.
ENDORSEMENTS:
More than any other
healthcare payment plan, CareCredit is recognized
as the preferred patient/client payment program
for patients/clients and practices. We have earned
the recommendation/ endorsement of the following
state and national healthcare organizations.
Academy
of General Dentistry
American
Academy of Periodontology
American
Animal Hospital Association
American
Association of Oral & Maxillofacial Surgeons
American
College of Eye Surgeons
American
Society of Bariatric Physicians
Alaska
Dental Society
California
Dental Association
California
Veterinary Medical Association
Colorado
Dental Association
Florida
State Dental Association
Florida
Veterinary Medical Association
Hawaii
Dental Association
Indiana
Dental Association
Kansas
Dental Association
Kentucky Dental Association
Louisiana
Dental Association
Maryland
State Dental Association
Massachusetts
Dental Society
Michigan
Dental Association
Michigan
Veterinary Medical Association
Minnesota
State Dental Association
New
Jersey Dental Association
New
York State Dental Association
New
York State Veterinary Medical Society
North
Carolina Dental Society
Ohio
Dental Association
Ohio
Veterinary Medical Association
Oklahoma
Veterinary Medical Association
Pennsylvania
Dental Association
South
Dakota Dental Association
Tennessee
Dental Association
Texas
Dental Association
Texas
Veterinary Medical Association
Utah
Dental Association
West
Virginia Dental Association
Wisconsin
Dental Association Mouth, nose and throat conditions
FAQ - Frequently
Asked Questions:
1. How can CareCredit
help me?
Save
your consumer credit cards for household or unplanned
expenses. With CareCredit’s flexible, low monthly
payment plans, you can get the treatment you want
today – and pay conveniently over time. With so
many plan options, there is a monthly payment
to fit almost every budget. Plus, you can use
CareCredit for your entire family’s on-going healthcare
needs, without having to reapply.
2. How does CareCredit
work?
Simply
fill out a short application at your healthcare
provider's office and a staff member will submit
the application on your behalf. You'll know within
minutes if you qualify for credit.
Or
if you would like to apply online from the privacy
of your own home, click here.
You will receive an online decision within seconds!
Once you're approved, you can use your CareCredit
account immediately. Your CareCredit card will
arrive within three weeks.
3. How can CareCredit help me?
Save your consumer credit cards for household
or unplanned expenses. With CareCredit’s flexible,
low monthly payment plans, you can get the treatment
you want today – and pay conveniently over time.
With so many plan options, there is a monthly
payment to fit almost every budget. Plus, you
can use CareCredit for your entire family’s on-going
healthcare needs, without having to reapply.
4. What payment
plans are available through CareCredit?
CareCredit
offers a full range of payment plans. Our 3, 6,
12, & 18 Month No Interest Payment Plans feature
monthly payments as low as 3% of the balance and
let you pay within the specified time without
incurring interest charges.
For
patients/clients with treatment fees from $1,000
to over $25,000, who would appreciate more time
to pay and lower monthly payments, our 24, 36,
48, & 60 Month Extended Payment Plans offer a
low, fixed 9.90% interest rate and an extended
term.
Please
Note: Not all practices offer every plan. To find
out which plans are available in your provider's
practice, be sure to speak with the Office Manager
or Financial Coordinator.
5. How can I
qualify for CareCredit?
Approval
is based on information from your credit application
and past credit history. This includes information
from the primary applicant as well as any co-applicant.
6. Can I apply
for CareCredit online?
Absolutely!
Applying online is quick, easy, and secure with
SSL-encryption. Simply complete and submit your
application to receive a decision in seconds.
Once approved, print out your response, and present
it, along with 2 forms of identification at your
practice. Your CareCredit card should arrive within
three weeks. It’s that easy!
Click here to apply online.
7. What would
my monthly payments be?
To
estimate your monthly payments, click
here to use our Payment Calculator. (Be
sure you know the name or phone number of your
doctor's practice.)
8. When will
I receive my first CareCredit billing statement?
You
will not receive a billing statement from CareCredit
until a charge has been processed on your account.
Once a charge has been processed, you will receive
your first billing statement within 30 days.
9. Can I pay
off my CareCredit account before the end of the
term?
Yes.
There are no pre-payment penalties with CareCredit.
10. I already
have a CareCredit account but I would like to
use it again, can I?
Yes,
you can use your CareCredit account at any CareCredit
practice. As long as you have the available credit
on your account, you can use your card for ongoing
or new treatment and procedures, without the need
to reapply.
If you want to request a limit increase, please
call 800-333-1071 for more information.
11. Where can
I call with questions about my CareCredit account?
For
questions regarding your CareCredit account please
contact us at 866-893-7864.
12. Can I access my account or make
a payment online?
Yes,
you can. Click on the "Access Your Account" button
on the left hand side of the screen and enter
in the necessary information. You can:
See
your periodontist for a checkup or questions you
might have. The periodontist specializes
in the gums that support the teeth. They are foundation
experts of the mouth and give you some great oral
advice and help. If the gums, or foundation of
your mouth has problems so will your teeth. In
addition to daily brushing and flossing, see your
dentist or hygienist for regular checkups and
cleanings.
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